We quote the Guardian: “…the boom in early retirement could suggest a growing number of over-50s feel financially secure enough to quit work. After years of rapid house price growth, for those lucky enough to have paid down a mortgage, quitting the rat race makes perfect sense. Surveys from the ONS (our note: Office for National Statistics) show most 50- to 65-year-olds who have left work since the pandemic own their homes outright and are more likely to be debt free”. Do we need to say more?