“A banker is a fellow who lends you his umbrella when the sun is shining, but wants it back the minute it begins to rain.” That’s all understood, but does that mean we should stop taking loans from the banks? Absolutely not. At Artemis Assets we carefully select only the properties that are futureproof. Only when a property is projected to yield more than the 10-15% range with minimal risks, then we will recommend it to our clients.